Terms and Conditions

Though all efforts have been made to ensure the accuracy and currency of the content on this website, the same should not be construed as a statement of law or used for any legal purposes. In case of any ambiguity or doubt, users are advised to verify/check or obtain appropriate professional advice

These terms and conditions shall be governed by and construed in accordance with the Indian Laws.

Terms Of Use Agreement

The owner of the website Myinsurancekart.com is Lifemart Insurance Brokers Pvt. Ltd . The Indian Insurance Regulator, the Insurance Regulatory and Development Authority of India, has granted Lifemart Insurance Broker, a broking license with the IRDAI License No. 677, which is valid until: 12/08/2025 The Website provides consumers with tools and resources to make comparing and buying insurance coverage easy. By accessing and making use of the information, resources, services, products, and tools we offer, you acknowledge that you have read, understand, and agree to be bound by the following terms of use (hereinafter referred to as the "TOS Agreement") and our Privacy Policy.

Our Terms of Service Agreement becomes effective the moment you visit our website. You must agree to the updated or changed terms of service agreement in order to continue using or accessing the website. We reserve the right to do so at any time, at our sole discretion, and without prior notice.

Usage:

By using our website and the data, products, services, and tools we make available to you (collectively referred to as "Resources"), you consent to using those Resources only in accordance with the terms of this Terms of Service Agreement and/or any and all applicable laws, rules, and generally accepted online standards or practices.

Wherein, you understand that:

• You could be asked for personal information (such name, address, contact information, automobile registration and purchase information, identity evidence like an Aadhar ID, etc.) in order to use our Resources. You promise to always give information that is true, current, and accurate.
• By giving us your information, you expressly consent to our accessing your records from the appropriate authority, such as Aadhar, RTO, etc., on your behalf in order to facilitate your transaction with us.
• You are in charge of protecting the privacy of any login details connected to any account you use to access our Resources. As a result, you are accountable for all actions taken through your account(s).
• It is totally forbidden to access (or attempt to access) any of our Resources using a method other than those we provide. You particularly undertake not to use any automated, unethical, or unorthodox methods to access (or attempt to access) any of our Resources.
• By giving us your information, you expressly consent to our accessing your records from the appropriate authority, such as Aadhar, RTO, etc., on your behalf in order to facilitate your transaction with us.
• You are in charge of protecting the privacy of any login details connected to any account you use to access our Resources. As a result, you are accountable for all actions taken through your account(s).
• It is totally forbidden to try to copy, replicate, reproduce, sell, trade, or resell our Resources.
• Any such activity you carry out that, as previously mentioned, may cause us to suffer directly or indirectly may subject you to criminal or civil consequences.

Limitation Of Liabaility

You expressly acknowledge and agree that any claim you may have against us is limited to the amount you paid, if any. will not be held liable for any direct, indirect, incidental, consequential, or exemplary loss or damages caused as a result of your use of our resources.

Privacy

Your information is gathered, stored, and used by Lifemart in compliance with its privacy policy. The Privacy Policy's terms and conditions are explicitly included into these Terms by this clause.

Termination Of Use

You acknowledge and agree that we may, in our sole discretion, and with or without prior notice, suspend or terminate your access to all or a portion of our website and Resources for any reason, including but not limited to a violation of this User Agreement. Any alleged illegal, dishonest, or abusive behaviour may be cause to end your partnership. We reserve the right to remove or delete any data that you may have on file with us, including any account or login credentials, upon suspension or termination. Your right to access the Resources that we provide will also immediately end upon suspension or termination.

Governing Law and Juridiction

This TOS Agreement and the Privacy Policy shall be governed and construed in accordance with the laws of the Republic of India, and the courts of Mumbai shall have exclusive jurisdiction over all matters and disputes arising out of or pertaining to the Site.

Contact Information:

If you have any questions or comments about the term and conditions outlined above, you can contact us at:

Address: 336, Avior Corporate park, LBS Marg, Mulund West, Mumbai 400080

Contact no.: 4071318181

Email : support@myinsurancekart.com