Privacy Policy

This Privacy Policy governs the manner in which Lifemart Insurance Brokers Pvt. Ltd (herein after referred to as Lifemart) collects, uses, maintains and discloses information collected from users (each, a “User”) of the https://www.myinsurancekart.com website ('Site'). This privacy policy applies to the Site and all products and services offered by Lifemart through its portal “www.myinsurancekart.com”

Personal identification information

We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, buy a Policy, subscribe to the newsletter, respond to a survey, fill out a form, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address, mailing address, phone number and credit card information. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.

Non-personal identification information

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

Web browser cookies

Our Site may use “cookies” to enhance User experience. User’s web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

How we use collected information

Lifemart may collect and use Users personal information for the following purposes:

• To improve customer service Information, you provide helps us respond to your customer service requests and support needs more efficiently.
• To personalize user experience, we may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.
• To improve our Site, we may use feedback you provide to improve our products and services.
• To process payments, we may use the information Users provide about themselves when buying a Policy only to provide service to that case. We do not share this information with outside parties except to the extent necessary to provide the service.
• To share some information (other than your personal information like your name, address, email address or telephone number) with third-party advertising companies and/or ad agencies to serve ads when you visit our Web site.
• To run a promotion, contest, survey or other Site feature to send Users information they agreed to receive about topics we think will be of interest to them.
• To send periodic emails

We may use the email address to send User information and updates pertaining to their Policy Purchase.

It may also be used to respond to their inquiries, questions, and/or other requests.

If User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email or User may contact us via our Site.

How we protect your information

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.

Sensitive and private data exchange between the Site and its Users happens over a SSL secured communication channel and is encrypted and protected with digital signatures.

Transfer of Your Personal Data

The Company's operations offices and any other locations where the parties participating in the processing are based are where your information, including Personal Data, is processed. As a result, this data may be moved to and kept on systems situated outside of Your state, province, nation, or another governmental jurisdiction where data protection regulations may vary from those from Your jurisdiction.

Your agreement to the transfer is indicated by your acceptance of this Privacy Policy and your subsequent input of such information.

The Company will take whatever reasonable measures are required to guarantee that Your data is handled securely and in accordance with this Privacy Policy, and no transfer of Your Personal Data to a company or a country will happen unless there are sufficient controls in place, including the security of Your data and other personal information.

Sharing your personal information

We may use third party service providers to help us operate our business and the Site or administer activities on our behalf, such as sending out newsletters or surveys. We may share your information with these third parties for those limited purposes provided that you have given us your permission.

Additional legal requirements

If the Company has a good faith conviction that disclosing Your Personal Data is necessary, it may do so for,

Fulfilling a legal requirement

Safeguard and uphold the Company's rights and property

Prevent or look into any potential misconduct with the Service.

Ensure the public's or Service users' personal safety

Defend against judicial culpability

Safety of Your Personal Information

Third party websites

Users may find content on our Site that links to the sites and services of insurance companies which may appear on our Site for online sale of insurance. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website’s own terms and policies.

Changes to this privacy policy

Lifemart has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page and send you an email. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Children's Privacy

Anyone under the age of 13 is not eligible to use our service. Anyone under the age of 13 is not purposefully subjected to our collection of personally identifying information. Please get in touch with us if you're a parent or legal guardian and you know that your child has given us Personal Data. We take efforts to erase the data from our servers if we become aware that we have obtained Personal Data from anybody under the age of 13 without first confirming parental consent.

We may ask for your parent's permission before collecting and using your information if we must depend on consent as the legal basis for processing and Your nation requires it.

Your acceptance of these terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

Data Grievance Contact Details

Lifemart Insurance Broker Private limited.

336, Avior Corporate Park, LBS Marg, Mulund West, Mumbai 400080

Contact: 4071318181

Email: support@myinsurancekart.com